Attempts to collect debt not owed

On or around XXXX XXXX , 2013, I w as made aware of a credit card opened in my name with several charges I did not induce. Upon calling XXXX XXXX , I was given the run around and eventually was told there was nothing they could do. Since then, the account was tossed into collections with a company named Portfolio Recovery Associates, LLC. I have since attempted several times to contact them to inform them that his debt was not mine, only to be told otherwise, that I was indeed responsible for it, and even had threats of wage garnishment if the amount of {$390.00} was not paid. I was told today after I called asking for a settlement cost that it would be {$310.00}. As I was about to pay, my wife told me about CFPB and you may be able to help. I look forward to working with you to have this taken off my credit report. Thank you!

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