Loan modification,collection,foreclosure

My father died on XXXX XXXX, 2015 and left XXXX mortgages in only his name on his home that he lived in with my mother. There was no estate formed before he passed and as well the new York surrogates court is still taking a very long time to appoint myself and my mother as executors so that we can proceed to hopefully loan mod the home so my mother can stay there ( as she can not afford to move elsewhere and pay increased rent ). I have now gotten a foreclosure notice from ocwen ( since my mother has lost more than 50 % of her income and can not keep up with the mortgage payments without my fathers income ) – I have called ocwen SEVERAL times asking them to hold off on foreclosure or to work with my mother and myself on a loan mod … .they refused and told me ” its not their fault that my father died without giving authorization for ocwen to speak with me first ”. This type of treatment is a total outrage … my father is DEAD and we are simply trying to make sure that my mother has a roof over her head, does n’t have to sell off our memories, and do right be ocwen by working something out that she can afford. This type of treatment is totally unethical and I demand attention to this. We may not have letters of administration from the surrogates court for 2-6 months! how can we just let the home go into foreclosure if ocwen wont speak to us in the meantime?!?!?!?!!?!?!?!!?!?!?!!?!?!?!

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