Taking/threatening an illegal action

I was called by Clear Credit Solutions, XXXX @ XXXX and told that I had committed check fraud, specifically Fraud with Malacious Intent, by not paying back a payday loan to XXXX XXXX XXXX. He furthered by stating if I did not pay the balance due by the XXXX of this month, charges would be filed against me.
This person calls me XXXX to XXXX times a week as well a calls my daughter at work for me.
I want his threats and scare tactics to stop! His actions are illegal. I ‘m suffering XXXX unemployment! I have no money to give and am considering bankruptcy!

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