I am writing to file a complaint against XXXX XXXX XXXX in New York a debt collection agency. I called XXXX XXXX XXXX to let them know that I was mailing a XXXX dollars Cashier ‘s Check which someone named XXXX at the agency said that it was fine to mail in a Cashier ‘s Check. When I called I ended up getting the Operator of XXXX XXXX XXXX who then took matters into her own hands. When I explained to her how much money I was sending and that it was a Cashier ‘s Check, she then went off on me with vulgar language and threatened me with legal action. The Operator of the company then said, ” We do n’t accept Cashier ‘s Checks or Money Orders, the only form of payment that we receive are by phone using a debit card or credit card number only! ” Then I went on to explain to the female Operator of XXXX XXXX XXXX that by law any bank can take away a debit card or credit card when it has been abused! And I explained that I do n’t have a debit card number or credit card number to give to XXXX XXXX XXXX. She said, ” Who told you that you can mail in a Cashier ‘s Check?! ” I told her someone named XXXX from their company said that I could mail in a Cashier ‘s Check. The Operator of XXXX XXXX XXXX said, ” XXXX had no business telling you that it was okay to mail in a Cashier ‘s Check! ” Then I told her also after coming from a Bankruptcy which my case was thrown out by the courts I have over XXXX bills to pay, so I will mail in another payment when I can. Then she used vulgar language by using the XXXX word ending in an XXXX, but I will quote what she said by putting blank in the place of the very offensive word she used. The Operator of XXXX XXXX XXXX said, ” Do n’t think that you can send money any blank time you feel like it! And we do n’t accept less than XXXX XXXX dollars and you must be set up on a payment plan with a debit card or credit card! Or you can walk into XXXX XXXX XXXX and deposit the money into our account. ” I told her that there is not a XXXX XXXX XXXX in my area or even in the state that I live in from what I know! Then the Operator of XXXX XXXX XXXX began to argue me down by saying, ” There is a XXXX XXXX XXXX in your state! ” The Operator of XXXX XXXX XXXX said, Yes it is! Yes it is! What state do you live in? ” I said, ” Alabama! ” Then the XXXX of XXXX XXXX XXXX said, ” Oh! Well you ‘re going to have to go and retain an attorney! ” I told her that I did not need an attorney. Once again the Operator of XXXX XXXX XXXX said, ” You ‘re going to need an attorney and you are going to prison for not being able to pay Always Money! ” Then I hung up the telephone, since the Operator of XXXX XXXX XXXX upset me real bad.