Attempts to collect debt not owed

Posted on Posted in Complaints, Debt collection

review

Supposedly I received a loan from XXXX that went to a bank account that my husband, who was an XXXX military member at the time, closed prior to the loan being taken out. I have asked this company several times to stop collecting on the debt and reporting the debt on my credit report. They have provided to me a XXXX XXXX open-end agreement that does n’t have a signature but is typed in and their open end loan history that does n’t say where the money went and where they were trying to get it from. From day 1 the loan payments came back as NSF but that account had already been closed. I just want this removed and/or taken care of so that I can buy a house. I was willing to settle the debt with XXXX just to get these debt collectors off my credit report but somehow they responded. I need your help!

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