Cont’d attempts collect debt not owed

Posted on Posted in Complaints, Debt collection, Finance

review

The listing on my credit report with Quantum Collections should not be reporting on my credit. I submitted a validation request to them on XXXX XXXX, XXXX as well as disputed with the credit bureaus on XXXX XXXX, XXXX due to my validation request being undeliverable per the certified tracking.

Finally they responded to me on XXXX XXXX, XXXX see attached response they sent me.

The collection account listing on my report does not belong to me and the documents they sent me clearly show that they should have invoiced my wife. The ” Patient Face Sheet ” that was sent to me from XXXX shows that the ” Patient Name ” and the ” Guarantor Name ” is my wife. Also enclosed is the Patient Ledger that they sent me even though I ‘m not the patient! The only reason why my name was on any of the paperwork that they have is because my name was on the insurance card that was presented ; that does not make me financially responsible and I was not even present. In addition the bill statement date of XXXX/XXXX/XXXX for {$80.00} was clearly invoiced to my wife not to me. I did not sign any document accepting financial responsibility nor was I present. However, this company has managed to report this collection on MY credit report and refused to remove it.

My wife offered to pay this bill in full in exchange for a deletion of the inaccurate information and they refused.

Furthermore, they already have reported this collection on my wife ‘s credit reports as well.

This inaccurate reporting is damaging my credit rating, as a result of this erroneous reporting and negligent compliance I ‘ve been turned down for financing. Quantum has deliberately damaged my credit and are negligently continuing to do so at the detriment to my family. My good name has been tarnished and this can further cost me in my career endeavors.

Furthermore I have reason to believe there is a HIPAA violation as her personal confidential medical information was sent to me, in response to my attempt to get this off my credit reports. Since I ‘m not a financially responsible party for her to this service her private medical information should not have been sent to me. Yes, I ‘m her husband but that does n’t exclude her privacy rights afforded to her through the HIPAA ACT, clearly they are negligent.

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