Took or threatened to take negative or legal action

Posted on Posted in Complaints, Finance

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At XXXX . On Wednesday, XX/XX/XXXX , I received a phone call from XXXX of XXXX XXXX XXXX , my bank XXXX , informing me that they received a Gsrnishment, Casd Number XXXX , on my account. XXXX also said my account was frozen, not to draw on it and to come in on Thursday, XX/XX/XXXX , and speak with XXXX who was n’t working on the XXXX . She also asked if I was familiar with XXXX and I said no. On Thursday, XX/XX/XXXX I visited my bank and spoke to XXXX . XXXX asked me if I was familiar with XXXX and I said no wherein she then asked if XXXX was familiar and I said yes and if I could see the Garnishment. And in a quick review, I told XXXX that this looked like a matter in which I have paid on for more than three years. In that I was n’t served a copy, XXXX made me a copy of the Garnishment. I asked XXXX how much of my funds was at risk and she said {$2400.00}. And I replied indicating that they were limited in what they could take. But assured me that they could get the total Garnished amount. Once home my review verified that this indeed was an account that I ‘d paid, check # XXXX {$25.00} dated XX/XX/XXXX , on since XXXX , XXXX . And my last payment, ckeck # XXXX {$25.00} dated XX/XX/XXXX . These checks were all issued to XXXX XXXX XXXX , XXXX XXXX XXXX , XXXX XXXX , XXXX XXXX , MO XXXX : XXXX , Fax XXXX . On XX/XX/XXXX , I phoned the XXXX XXXX XXXX seeking a deferment of payments XXXX through XXXX , resuming payments XX/XX/XXXX . However to my surprise, I was informed that Blitt And Gaines, XXXX XXXX XXXX , XXXX , IL XXXX : XXXX . I phoned Blitt And Gaines and spoke with XXXX XXXX at XXXX . Friday, XX/XX/XXXX . After I identified myself and account and that I needed help with this account. She explained that it was costing me $ XXXX interest and told me that XXXX , extension XXXX , had responsibility for my account XXXX formerly XXXX with XXXX . XXXX said XXXX was n’t in and that she would give XXXX my message to include to call me. In that XXXX did n’t call me on Monday, XX/XX/XXXX , I called him the next day, XX/XX/XXXX at XXXX . and left him message reiterating my purpose and asking him to call me. He called me back at XXXX . XXXX reluctantly agreed to defer my {$25.00} payment XXXX through XXXX with my next payment due XX/XX/XXXX . In his persistence, he asked if I could pay {$10.00} per month. I said no but I would $ XXXX effective XX/XX/XXXX and he said that he ‘d call me back in 2-3 months to see how things were going..

So naturally learning of this Garnishment, I immediately called Blitt And Gaines a phone call on Thursday, XX/XX/XXXX XXXX . XXXX answered the phone and I told her that I was getting no opportunity to leave a message for XXXX st e xtension XXXX . XXXX the informed me that XXXX was no longer with Blitt And Gaines and that she would transfer me to XXXX XXXX , extension XXXX . After I explained that they had Garnished my bank account even though I had secured a deferral of my payments XXXX through XXXX with resumption of payment effective XX/XX/XXXX . XXXX insisted that XXXX ‘s notes did n’t confirm my account of agreed deferral and that the Garnishment must go forward. However he reluctantly said that he would listen to myo XX/XX/XXXX phone conversation with XXXX for such deferral agreement and would call me back. XXXX , when asked, gave me his phone extension, XXXX , and XXXX ‘s, XXXX who responsible for my account. After not getting a call back from XXXX , I phoned them back on Monday, XX/XX/XXXX at XXXX p.m. seeking their finding verification of deferral agreement listening to recording. I phoned XXXX who initially said that XXXX had ‘d spoke to him about our XX/XX/XXXX phone conversation. He did n’t know anything about my account or prior phone conversations but maintained that the recording did n’t reveal deferral agreement. I then asked if I could speak to a manager and he said I could speak to his supervisor. After a brief hold XXXX XXXX came to the phone stating that he was the supervisor and that the XX/XX/XXXX recording failed to verify deferral agreement and that the Garnishment stands. It is also worth noting that I just received Garnishment copy from Blitt And Gaines XX/XX/XXXX . Does n’t seem legal or JUST.

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