Written notification about debt

Posted on Posted in Complaints, Finance

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CitiBank has failed to verify the information requested. They have not provided proof of signature and have Violated FDCPA LAW we will be filing a lawsuit if they do not remove the account on my Credit Report.

XXXX XXXX XXXX XXXX XXXX , XXXX XXXX XXXX , XXXX , XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX , XXXX XXXX XXXX : Acct # # XXXX To Whom It May Concern : This letter is in response to your recent claim regarding Acct # # XXXX which you claim m I owe {$2700.00}, {$2700.00}, {$1000.00}, {$2700.00}, {$2700.00}, {$1000. 00}, XXXX . By not replying in a timely manner to my initial letter on XX/XX/XXXX , y ou have not only violated federal and state laws, but you have also failed to provide me with a copy of any viable evidence, bearing my signature, showing the account is being reported accurately. Be aware that I am making a final goodwill attempt to have you clear up this matter. The listed item is entirely inaccurate, incomplete, and represents a very serious error in your reporting. I am maintaining a careful record of my communications with you for the purpose of filing a complaint with the Consumer Financial Protection Bureau and the Attorney General ‘s office, should you continue in your noncompliance of federal laws under the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and the corresponding local state laws. I further remind you t hat you may be liable f or your willful non-compliance. Failure on your behalf to provide a copy of any alleged contract or other instrument bearing my signature will result in a small claims action against your company. I will be seeking a minimum of {$5000.00} in damages per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violation of the Fair Debt Co llection Practices Act ( including but not limited to Section 807-8 ) 4. ) Violati on of the Fair Credit Repo rting Act ( including but not limited to Section 623-b ) Yo u will be required to appear in a court venue local to me, in order to formally defend yourself. My contact information is as follows : XXXX XXXX XXXX XXXX Account Number XXXX Account Type Installment Loan Terms Unknown Date Opened XX/XX/XXXX Account Status Closed Payment Status Unknown Payment Status Details Account transferred to another office Status Updated XX/XX/XXXX Bal ance – Balance Updated – Credit Limit – Past Due Amount – High Balance – Monthly Payment – Balloon Payment – Contact Phone ( XXXX ) XXXX Contact Address XXXX XXXX XXXX XXXX XXXX , XXXX XXXX , XXXX XXXX Ownership Individual Original Creditor – Company Sold-to – Original Amount {$2700.00} Comments XXXX XXXX XXXX XXXX Account Number XXXX Account Type Installment Loan Terms Unknown Date Opened XX/XX/XXXX Account Status Closed Payment Status Unknown Payment Status Details Account transferred to another office Status Updated XX/XX/XXXX Balance – Balance Updated – Credit Limit – Past Due Amount – High Balance – Monthly Payment – Balloon Payment – Contact Phone ( XXXX ) XXXX Contact Address XXXX XXXX XXXX XXXX XXXX , XXXX XXXX , XXXX XXXX Ownership Individual Original Creditor – Company Sold-to – Original Amount {$1000.00} Comments XXXX XXXX XXXX XXXX Account Number XXXX Account Type Installment Loan Terms Unknown Date Open ed XX/XX/XXXX Account S tatus Closed Payment Status Unknown Payment Status Details Account transferred to another office Status Update d XX/XX/XXXX Balance – Balance Updated – Credit Limit – Past Due A mount – High Balance – Monthly Payment – Balloon Payment – Contact Phone ( XXXX ) XXXX Contact Address XXXX XXXX XXXX XXXX XXXX , XXXX XXXX , SD XXXX XXXX XXXX XXXX XXXX – Company Sold-to – Original Amount {$2700.00} XXXX XXXX RSRC CNT Account Number XXXX Account Type Installment Loan Terms Unknown Date Opened XXXX / XXXX / XXXX Account Status Closed Payment Status Unknown Payment Status Details Account transferred to another office Status Updat ed XX/XX/XXXX Balan ce – Balance Updated – Credit Limit – Past Due Amount – High Balance – Monthly Payment – Balloon Paym ent – Contact Phone ( XXXX ) XXXX Contact Address XXXX XXXX XXXX XXXX XXXX , XXXX XXXX , XXXX XXXX Ownership Individual Original Creditor – Company Sold-to – O riginal Amount {$2700.00} XXXX XXXX XXXX XXXX Account Number XXXX Account Type Installment Loan Terms Unknown Date Opened XX/XX/XXXX Ac count Status Closed Payment Status Unknown Payment Status Details Account transferred to another office Status Update d XX/XX/XXXX Balance – Balance Updated – Credit Limit – Past Due Amount – High Balance – Monthly Payment – Balloon Payment – Contact Phone ( XXXX ) XXXX Contact Address XXXX XXXX XXXX XXXX XXXX , XXXX XXXX , XXXX XXXX Ownership Individual Original Creditor – C ompany Sold-to – Original Amount {$1000.00} XXXX XXXX XXXX XXXX Account Number XXXX Account Type Installment Loan Terms Unknown Date Opene d XX/XX/XXXX Account Status Closed Payment Status Paid Payment Status Details Current Status Updated XX/XX/XXXX Balance – Balance Updated – Credit Limit – Past Due Amount – High Balance – Monthly Payment – Balloon Payment – Contact Phone ( XXXX ) XXXX Contact Address XXXX XXXX XXXX XXXX XXXX , XXXX XXXX , XXXX XXXX Ownership Individual Original Creditor – C ompany Sold-to – Original Amount {$2700.00}

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